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Dec 14, 2016 08:17:33

$BDMNBank Danamon eyes 1m of credit card users in 2017. As of now, the bank’s credit card users reached 850k people. Regarding Central Bank’s (BI) plan to lower credit card interest rate to 2.25%/month (vs currently 2.95%/month), the bank stated that it will conduct cost cutting to implement the regulation. One of the company’s efforts is by launching an application which allows customers to conduct information self-check of their credit cards. Hence, the company can reduce the number of employees in its call centre. As of Sep2016, national credit card transaction volume grew 6.7% YoY to 24.74 transaction. However, nominal wise, value still declined (-)2.15% YoY to Rp22.38tn.

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